Getting Completion Certificate from competent authority

KR Iyer
KR Iyer / 3 yrs ago /

Any building needs to be constructed as per approved plans without any deviations and violations. Obtaining the completion certificate ensures that the developer has constructed the building as per approved plan.

“Buildings should be certified as having been constructed in compliance of planning permit, building permit and other applicable laws. Electricity, water connection and occupancy should be conditional on such a certificate,” says a real estate consultant.

House-sulekhaThough some builders issue the completion certificate to release the last installment of the loan from banks, buyers sometime find themselves in peculiar situation when they find discrepancies in the completion of building at a later stage.

“My builder has issued completion certificate before the release of the final installment of loan amount without even tiling and carpentry works. Banks too accepted the letter and released the loan. Later, the builder delayed the process and we had to plead him to complete the work,” says Mohan Kumar, a resident of Chennai.

Issuing of Completion Certificate (CC) will ensure that the owner has constructed the building as per approved plan. Without the occupancy certificate, it is difficult to get the electricity, water and sanitary connection. The National Building Code (NBC) 2005, formulated by the Bureau of Indian Standards, spells out new regulations for adoption by infrastructure departments, municipal administrators, public bodies and private agencies.

In Pune, however, owners of flats and houses need not have to depend on the builder for the occupancy or completion certificate as the same will be issued to them if the construction norms have been met and the builder has not bothered to procure it from the Pune Municipal Corporation. However, if the flat or house has not been built as per the norms laid down by the PMC, the owner will have to either tell the builder to fulfill the requirements or do it himself or herself.

An occupancy certificate is an authorisation issued by a local governing body that a newly completed (or substantially completed) building meets the required health and safety standards and can be inhabited.

Why CC is necessary?

  • The owner has to construct the building as per approved plan without any deviations and violations. Issuing of Completion Certificate will ensure that the owner has constructed the building as per approved plan.
  • The building will be assessed for property tax with effect from date of completion of the building.
  • The water rate will be converted in to domestic instead non-domestic with effect from date of completion of the building.
  • The completion certificate will facilitate payment of final installment of the housing loan to start repayment of the same.

According to A commonfloor update, rain water harvesting system and solar water heater are mandatory for newly constructed building in some states. National Building Code will soon be updated with energy saving methods in construction methods. In order to learn which codes are being used and how they will affect you, contact developers and concerned Authorities in your locality for construction of building or apartment. Deviation from approved plan or violation of National Building Code (NBC) will lead to charge penalty, cancellation of approvals or demolition of property.

All Comments

baba / / 4 months ago

what if builder has not applied for completion certificate. constructed building in 2013 and already all flats have been sold out. 7 flats in building low rise. 4 floor. but builder is not appliying for it. and nothing is there. what to do? how to get . who will bear cost of the completion certificate.

Sahil Chopra / / 1 year ago
Sahil Chopra

Can we build another floor on the terrace without completion certificate? We do have freehold property.